Earn 4% cash back on spending with qualifying health, wellness, and lifestyle partners, 2% cash back on qualifying grocery purchases and 1% cash back on all other purchases*. Plus get a Free KrowdFit Premium account just for signing up with no annual fee. After you spend $500, youll earn a 1-year premium membership to your choice of either MyFitnessPal or Calm. Reward your healthy choices on the way to achieving your fitness goals.